RISK NOTICES AND WARNINGS

A token carries many risks implicitly, below we will mention some of them, and there may be others. These risks can lead to the complete loss of the tokens, or their value. The token holder assumes and fully understands all the risks involved in a token. In no event will the token issuer compensate the token holder in any way if the token loses value or anything else happens.

a. RISKS ASSOCIATED WITH THE OFFERING AND TRADING

● Risk of illiquidity
It is possible that the token in question will not be included in a secondary market or that there is a lack of liquidity in OTC (over the counter) markets. The company is not responsible for the fluctuations that the token in question may suffer in any type of market or that such market rates allow the token to be listed, which may lead to risks of illiquidity. Even in the event that the token is listed on the platform of a third party, these platforms may not have sufficient liquidity or may even face risks of regulatory changes or compliance, being therefore susceptible to failure, fall or manipulation. In addition, to the extent that a third-party platform lists the token in question, granting an exchange value to the token (either in cryptocurrencies or fiat money), said value may suffer volatilities. As a buyer in these types of assets, you assume all the risks associated with the aforementioned speculation and risks.

b. RISKS ASSOCIATED WITH THE EXECUTION OF THE PROJECT AND / OR THE ISSUER

Future information risk
Certain information contained in this document is prospective in nature, including financial projections and business growth projections. Such forward-looking information is based on what the Company’s management believes to be reasonable assumptions, and there can be no assurance that the results are actual. Future events could differ materially from those anticipated.

Unanticipated risks
Cryptographic tokens are a newly created technology that is in the testing phase. In addition to the risks mentioned above, there are other risks associated with their acquisition, storage, transmission and use, including some that can hardly be anticipated. These risks can materialize even more with unforeseen variations or derived from combinations of the aforementioned risks.

Regulatory risk
Blockchain technology allows new forms of interaction and it is possible that certain jurisdictions apply existing regulations or introduce new regulations that address applications based on blockchain technology, which may be contrary to the current configuration of Smart contracts and which may, among others things, lead to substantial modifications in them, including their termination and the loss of tokens for the buyer.

●Risk of project failure or abandonment
The development of the project proposed by the Issuer in this document may be impeded and stopped for different reasons, including lack of interest from the market, lack of financing, lack of commercial success or prospects (for example, caused by competing projects). . The present issuance of tokens does not guarantee that the objectives set forth in this document will be fully or partially developed or that it will provide benefits to those who have tokens offered by the Issuer.

Risk from competing companies
It is possible that other companies could provide services similar to the company. The company could compete with said other companies, which could negatively impact the services provided by it.

c. RISKS ASSOCIATED WITH THE TOKENS AND THE TECHNOLOGY USED

○ HIGH RISK PRODUCT

These types of products have high implicit risk. The value of the tokens may fluctuate upwards and downwards and a buyer may not recover the capital used initially. There may also be changes in tax rates and / or possible deductions. The aforementioned impositions and tax deductions always refer to those in force and their value will depend on the circumstances of each buyer. Participation in this type of project must always take into account all the information provided by the issuer.

Software risk

The computer code (smart contract) by which the referred tokens are traded are based on the Ethereum protocol. Any malfunction, crash or abandonment of the Ethereum project can lead to adverse effects on the operation of the tokens in question. On the other hand, technological advances in general and in cryptography in particular, such as the development of quantum computing, can bring with them risks that result in the malfunction of these Tokens. Smart contracts and the software on which they are based are in an early stage of development. There is no guarantee or way to ensure that the issuance of tokens and their subsequent commercialization can be interrupted or that they suffer any other type of error, so there is an inherent risk of defects, failures and vulnerabilities that could lead to the loss of funds contributed or tokens obtained. There is a risk of attacks by hackers or computer hackers on the technological infrastructure used by the Issuer and on essential networks and technologies. As a result, the Issuer may be partially, temporarily or even permanently prevented from carrying out its business activities. In the case of proof-of-work consensus mechanisms in Ethereum, it could be the case that someone could control more than 50% of the computational power of the blockchain miners in a so-called 51% attack, and thus, therefore, it takes control of the network (the blockchain). Using more than 50% of the mining power (hash power), the attacker will always represent the majority, which means that they can impose their version of the blockchain. In principle, this is also possible with less than 51% of the mining power. Once the attacker has gained control of the network, he could reverse or redirect the transactions he initiated, so that it would be possible to “double spend” (that is, make multiple transactions of the same token). The attacker can also block the transactions of others by denying confirmation.
There could also be other computer attacks on the Ethereum blockchain, the software and / or hardware used by the Issuer. In addition to hacker attacks, there is a risk that the Issuer’s employees or third parties may sabotage technological systems, which may lead to the failure of the Issuer’s hardware and / or software systems. This could also have a negative impact on the Issuer’s business activities.

Risk of custody / loss of private keys
Tokens issued by the Issuer can only be acquired using an Ethereum digital wallet of which the token acquirer has their respective private key and password. The private key, as a rule, is usually encrypted by a password. The Issuer’s token acquirer acknowledges, understands and accepts that if his private key or password is lost or stolen, of the tokens obtained and associated with his Ethereum digital wallet, he could lose access to his tokens permanently. Furthermore, any third party that has access to the aforementioned private key could misappropriate the tokens contained in the digital wallet in question. Any error or malfunction caused or related in any way with the digital wallet or token storage system in which the acquirer wishes to receive his tokens could also cause losses of the same.

Risk of theft
The concept of Smart Contracts, and the software platform in which they work (i.e. Ethereum) can be exposed to computer attacks or hacks by third parties, either through malware attacks, denial of service attacks, consensus attacks, attacks Sybil, smurfing and spoofing. Any of these attacks could result in the theft or loss of invested capital or acquired tokens and, in turn, may lead to the failure to achieve the objectives set by the Issuer in this document.

Risk of incompatible wallet services
The digital wallet or digital wallet service provider used to receive tokens must comply with the ECR-20 token standard to be technically compatible with such tokens. Failure to ensure such compliance may result in the investor not gaining access to their tokens.

NOTICES

Notice to EU / EEA residents
The FIG token is not a guarantee or a financial instrument within the meaning of the Markets in Financial Instruments Directive (MiFID II) of the European Parliament (2014/65 / EU), securities or other laws of the member states. The FIG is not a guarantee of any kind and does not represent any voting, management or profit-sharing rights of any entity. The FIG token does not represent ownership of any physical asset and will not be refundable.

Notice to United States Residents
The offer and sale of the B2M token have not been registered under the United States Securities Act of 1933, as amended, or under the securities laws of certain states. The FIG may not be offered, sold or otherwise transferred, pledged or mortgaged, except to the extent permitted by Law and applicable state securities laws in accordance with an effective registration statement or a waiver thereof.

Notice to Australian residents
No SAFT, placement document, prospectus, product disclosure statement or other disclosure document has been filed with the Australian Securities and Investments Commission in connection with the offering. The SAFT and any documents used in connection with it and any related documents do not constitute a prospectus, product disclosure statement or other disclosure documents under the Companies Act 2001. In Australia, someone can only offer the FIG to “Sophisticated investors” or “professional investors” or otherwise in accordance with one or more exemptions contained in the Companies Act, so that it is legal to offer the FIG in compliance with applicable laws.

Notice to Residents of the ROC
FIG’s rights are not offered or sold and may not be offered or sold, directly or indirectly, within the People’s Republic of China, except as expressly permitted by the laws and regulations of the People’s Republic of China.

Notice to residents of Japan
The FIG has not been and will not be registered under the securities or financial laws of Japan. Prospective buyers of FIG agree not to retransmit or reassign FIG to anyone who is a resident of Japan, except under a private placement exemption from registration requirements and in accordance with relevant laws and regulations of Japan.

Notice to residents of the Russian federation
The SAFT and any related document are not an offer, or an invitation to make offers, to sell, buy, exchange or otherwise transfer foreign securities or financial instruments or for the benefit of any person or entity resident, incorporated, established or having your habitual residence in the Russian Federation. The SAFT and any documents used in connection with the offer and sale of FIG are not announcements related to the placement of securities or public circulation, as determined by Russian law. The FIG is not intended for public placement or circulation in the Russian Federation. Neither the SAFT nor any other document related to it has been or will be registered with the Central Bank of the Russian Federation.

Notice to Swiss residents
FIG may not be publicly offered in Switzerland and will not be listed on the Swiss stock exchanges or on any other stock exchange or regulated trading venue in Switzerland. The SAFT and any related documents have been prepared without taking into account the disclosure rules for issue prospectuses according to the Swiss Code of Obligations or the disclosure rules for listing prospectuses. Neither SAFT nor any related marketing materials may be publicly distributed or made available to the public in Switzerland. The SAFT and any related marketing materials have not been and will not be presented or approved by any Swiss regulatory authority, primarily the Swiss Financial Market Supervisory Authority. The offering and sale of FIG tokens have not been authorized by the Swiss Federal Law on Collective Investment Systems.

Notice to UK residents
In the UK, the SAFT is distributed and directed solely (and any purchasing activity to which it relates will be carried out only with investment professionals) within the meaning of section 19 (5) of the Financial Promotion Order (the “FPO”); (ii) persons or entities of the type described in article 49 of the FPO; (iii) certified sophisticated investors (within the meaning of article 50 (1) of the FPO); and (iv) other persons to whom it may be legally communicated otherwise (all of these persons are collectively referred to as “relevant persons”). Persons other than relevant persons should not take any action in relation to the SAFT or based on any document used in connection with it. It is a condition for the acquisition of the FIG that the person guarantees to be a relevant person. The SAFT and the documents used in connection with it have not been approved by any UK regulatory authority.

Notice to residents of all jurisdictions
No action has been taken to permit the offer, sale, possession or distribution of the FIG or any related document in any jurisdiction where action is required for that purpose. You are obliged to inform yourself and observe any restrictions related to the offer of the FIG, the SAFT and any related documents in your jurisdiction. There is no economic return on the purchase of the FIG, and you should not buy the FIG for speculative purposes. Participation in the FIG token sale must not have any expectation of profits, dividends, capital gains, financial performance, or any other return, payment, or income of any kind. Buying FIG carries substantial risk that could lead to a loss. There is no guarantee that objectives will be achieved or that FIG tokens will always have or will maintain their value within the ecosystem. Any resale of FIG must be done for exemptions from securities requirements and in compliance with the requirements of applicable laws.

WARNINGS

The crypto assets or tokens that are the object of the issuance described in this document may:

a) lose their value in whole or in part;
b) they may not always be negotiable in organized markets and;
c) may not be liquid
d) may not be exchangeable for the goods or services described in this document, especially in cases of failure or interruption of the project that carries out the issue.

The products described in this document can be of very high risk, even of loss of the totality of the contributed. The tokens that can be acquired will not be guarded by entities legally authorized to provide investment services and the registration technology that is planned to be used (blockchain) is innovative and can carry significant risks. “The issuer of the crypto assets is solely responsible for the content of this white paper on the issuance of tokens. This has not been reviewed or approved by any competent authority of any Member State of the European Union.